We bring smooth POS lending experience, higher approval rates, better credit terms and qualified leads.

Connecting credit companies and retailers for POS lending operations

Let’s talk
Integrated ecosystem connecting retailers and lenders
Credit offered directly at the point of sale
No credit risk for retailers
Qualified offline and online leads for Lenders

How our financing works?

See how NewSchool enables in-store and online credit with no risk and no operational complexity.
Increase sales by offering instant credit in your stores and online, without taking on credit risk.

NewSchool allows your customers to access financing at the point of sale, while you receive payment as a cash transaction.

How it works

A store associate captures the customer’s information in NewSchool ecosystem
The platform evaluates the applications with the connected network of lenders
Approval or rejection is received in real time
The sale is registered as a cash payment in your system
NewSchool handles credit management and settlement

Benefits

Higher approval rate vs other BNPL solutions
No credit risk or collections
Simple in-store operations
Weekly reconciliation and settlement
No installation or fixed fees
Better credit terms for your customers

Retailers

Schedule a demo
See how NewSchool enables in-store and online credit with no risk and no operational complexity.
Connect with qualified customers at the point of sale through a single integration.

NewSchool enables financial institutions to originate credit in retail environments using a controlled, data-driven process.

How we integrate

A fully digital application flow
Full flexibility to meet each financial institution’s KYC data requirements and customer approval criteria
A clean, API-based connection layer
NewSchool is very flexible to adapt to each lending partner needs

Benefits

Access to ready-to-buy retail customers
Lower default rates with our point of sale lead generation
Reduced fraud through in-store validation
More accurate customer data
Faster approval-to-purchase conversion
Higher approval rates vs conventional online traffic
Full visibility and tracking ability of the issued loans, location of the retailer store, the item purchased, etc.

Lenders

Book a call
NewSchool is a middleware ecosystem designed to make POS lending as seamless as possible for retailers, credit companies and customers.

We operate as a middleware between retailers and financial institutions, enabling instant financing through a unified and secured flow.

Our goal is to help retailers increase conversion while allowing lenders to reach new customers through a controlled and scalable channel.

We are a team of experienced professionals with relevant lending, fintech, banking and marketing backgrounds from EMEA and LatAm.

About us

Kirill Klinberg
CEO/Founder
Jose Luis Coba
CEO Latam
Rudolf Medvedev
CTO
Ana Caballero
Operations Manager
Matiss Ansviesulis
Investor/Advisor
Davis Barons
Investor/Advisor
Our partners trust NewSchool to provide reliable technology, seamless integration, and transparent operations.

Partners

Interested in working with NewSchool?

Whether you are a retailer looking to offer credit or a financial institution seeking new origination channels, we would love to connect.

Contact

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